Apply Online Today

MAKE THAT NEW OR USED CAR YOURS WITH OUR NEW LOW RATE!

Get behind the wheel with a rate as low as 5.25% APR* for up to 72 months (new or used)

*Must meet credit requirements.

*APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Rates as low as 6.00%

We'll help you open the door with a pre-approved mortgage!

GIVE US A CALL

Are you looking for your DREAM home?

How Can We Serve You?

Online Banking

Apply for a Loan



Mobile App

Download for iPhone
Download for Android

Services

Mortgage Application

NMLS #653469

Re-Order Checks

Accounts

Debit Cards

Don't Become a Statistic!

Due to increasing fraud, the credit union has put some new rules in place when using your Visa debit card

Read More

Get Your LCTCU Debit Card Today!

Let your Lauderdale County Teachers Credit Union VISA debit card help take the difficulty out of your daily needs. The Visa debit card is used just like a check, but with more convenience.

Read More

Congratulations to our Lauderdale County Spelling Bee Winners!

Lauderdale County Spelling Bee 2026 winner is Isaac Nail from Forest Hills Elementary School, runner-up is Ashlyn Patterson from Waterloo School.

Want to Join Lauderdale County Teachers Credit Union?

Apply for Membership Online Now