Current Loan Rates

Effective: 08/17/10

LIMITED TIME RATES ON AUTO LOANS

New auto rates 2.75%*
Used auto rates 3.00%*.

These rates are for a limited time only.

*Rates for those who qualify.  Purchase Only
 

New Vehicles    
 

4.50%

Up to 72 Months
2010 Models with less than 10,000 miles
New Motorcycles, Boats & ATV's    
 

5.00%

Up to 72 Months
2010 Models with less than 10,000 miles
Used Vehicles, Motorcycles, Boats & ATV's    
  5.00% 60 Months--Models 2008-2009
  5.50% 48 Months--Models 2006-2007
  6.75% 36 Months--Models 2004-2005
  7.25% 24 Months--2003 and older
  7.25% 48 Months--Antiques (25 years or older)
Signature Loans    
  12% up to 24 Months
  14.40% up to 36 Months
New Farm Equipment    
  5.00% Up to 72 Months
Used Farm Equipment    
    See CU for details
Share Secured    
  -- 2% above earning rate on CD's and 3% above paying rate on Share and Daily Action
Back to School Loans    
(Borrow up to $1000) 10.00% Available July-August-September
Home Improvement 13.00% (April, May, June)
(Borrow up to $5000)   Up to $5000
Christmas Loans 10.00% Available Oct-Nov-Dec
(Borrow up to $1000)   --
Computer Loans 11.00% up to 36 months
Real Estate   Rates based on 80% of appraisal
Fixed Rate Mortgage 5.75% 20 Years
Fixed Rate Mortgage 5.25% 15 Years
1st Mortgage 5.00% 5 Year ARM (Adjustable after 5 years)(80% of Appraisal)  More than 80% = Higher Rate
Home Equity 5.00%  
     

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Lauderdale County Teachers Credit Union
103 Mangum Street
Florence, Alabama, USA
256-766-2936

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